Steve & Kelley Gardner

Lead Pastor


In 2004, Pastor Steve and Kelley felt the call of God to move from their pastorate of 14 years in Milwaukee, WI and plant CTR Church. Founded upon the vision of Matthew 16, Christ the Rock Church is now celebrating 18 years of successful ministry.


With over 40 years of ministry, Pastor Steve and Kelley have served in various positions, specializing in Pastoral restoration and ministry development. Pastor Steve studied at Northwest Bible College, Trinity Evangelical Divinity School, and most recently, at the Pentecostal Theological Seminary. Kelly studied at Lee University and Northwest Bible College.  Pastor Steve and Kelley have two Children, and four Grandchildren!


In addition to their Pastoral responsibilities, Pastor Steve is a Published Author and also heads up Reclamation Ministries, a ministry dedicated to the purpose of leading people in the Last Days outpouring of the Holy Spirit, and in the renewal of the leadership of the Body of Christ!  To find out more about Reclamation Ministries, please visit that website by CLICKING HERE!


You can contact Pastors Steve and Kelley Gardner at:  PastorSteve@CtrCog.com


Our Team

Meet Our Dedicated Team Members...

Mario Viera Rodriguez and Ruth Agosto

Associate Pastor and Hispanic Ministries Pastor

Pastor Mario Viera Rodríguez and his wife, Sister Ruth Agosto are the Associate Pastors of Christ the Rock Church of God.  They have served the Lord for many years as pastors, evangelists, and teachers in Puerto Rico. His love for souls and the teaching of the word of God is tireless. He is a Spanish teacher and he studied at the Missionary Bible Institute of the Fuente de Salvacion Misionera Council, staying as a professor for 28 years until his transfer to Knoxville, TN."We are only servants of the Most High God, to Him be all the glory.  

Contact Pastors Mario and Ruth at:  PastorMario@CtrCog.com


Mens Ministries Pastor

Phylliss Payne

Pastoral Administrative Assistant

Phylliss Payne is very dedicated Follower of the Lord Jesus Christ who loves her Lord and her church!  She brings to CTR her Administrative and Management abilities to keep all the ministries of our church flowing and moving together.

Contact Phylliss at:  PhyllissP@CtrCog.com

Kayra Lozada

Worship Leader

Kayra Lozada is a gifted and anointed Worship Leader, with a sensitivity to the moving of the Holy Spirit.  Sister Kayra does a wonderful job leading the Praise Team and Worship Ministries of Christ the Rock Church of God.  In addition, Sister Kayra also plays the saxophone. 

Contact Trecia at:  KayraL@CtrCog.com

Trecia Todd

Ladies Ministries Director

Trecia Todd serves CTR as our Ladies Ministries Director.  She is the Daughter of a Pastor in the Church of God and has spent her life in the service and ministry of the Lord Jesus Christ!  Her love and committment to the ladies of CTR is very obvious.  She leads the ladies in times of study, fellowship, and ministry.

Contact Trecia at:  TreciaTodd@CtrCog.com

Kelley Gardner

Children's Ministries Director

Kelley Gardner is the First-Lady of CTR, the wife of Pastor Stephan Gardner.  Along with her husband, she planted this church approximately 18 years ago!  She attended Lee University and Northwest Bible College and studied Early Elementary Education.  She serves CTR as the Director of Children's Ministries.

Contact Kelley at:  KelleyG@CtrCog.com

What We Believe


  • In the verbal inspiration of the Bible.
  • In one God eternally existing in three persons; namely, the Father, Son, and Holy Ghost.
  • That Jesus Christ is the only begotten Son of the Father, conceived of the Holy Ghost, and born of the Virgin Mary. That Jesus was crucified, buried, and raised from the dead. That He ascended to heaven and is today at the right hand of the Father as the Intercessor.
  • That all have sinned and come short of the glory of God and that repentance is commanded of God for all and necessary for forgiveness of sins.
  • That justification, regeneration, and the new birth are wrought by faith in the blood of Jesus Christ.
  • In sanctification subsequent to the new birth, through faith in the blood of Christ; through the Word, and by the Holy Ghost.
  • Holiness to be God’s standard of living for His people.
  • In the baptism with the Holy Ghost subsequent to a clean heart.
  • In speaking with other tongues as the Spirit gives utterance and that it is the initial evidence of the baptism of the Holy Ghost.
  • In water baptism by immersion, and all who repent should be baptized in the name of the Father, and of the Son, and of the Holy Ghost.
  • Divine healing is provided for all in the atonement.
  • In the Lord’s Supper and washing of the saints’ feet.
  • In the premillennial second coming of Jesus. First, to resurrect the righteous dead and to catch away the living saints to Him in the air. Second, to reign on the earth a thousand years.
  • In the bodily resurrection; eternal life for the righteous, and eternal punishment for the wicked.

Vision Statement:


Christ the Rock Church of God is a church that is formulated and exists upon the foundation of Jesus Christ as described in Matthew 16:13-19.  Our church is made up of Followers of Jesus, who are committed to advancing the Kingdom of God, and living life in such a manner so as to honor the Lord Jesus Christ!


Mission Statement:


Because the life of a Follower of Jesus is a formative process, the following “keys” will be how we will fulfill the Vision the Lord has given us:


  • Through the centrality of the Lordship of Jesus Christ!
  • Through the preaching and teaching of the Word of God in an unadulterated context!
  • Through the enablement, power, and anointing of the Holy Spirit!
  • Through being a place of healing for the total person; body, soul, spirit, and relationally!
  • Through the development, training, and mentoring of Ministerial and Lay Leadership!
  • Through the identification and development of each individual’s Spiritual Giftings!
  • Through the genuine heartfelt Praise and Worship of Christ!
  • Through outreach, recovery, and supportive Ministerial endeavors!
  • Through Fellowship opportunities to promote a “Familial” relationship!
  • Through Ministry Endeavors that are directed towards various groups!
  • Through seeking Genuine Revival by seeking the Glory of the Lord Jesus Christ to be more deeply manifested in our lives:  Personal, in our Family, in our Church, in our Communities, and in our Nation!
  • Through seeking and facilitating the Last Days outpouring of the Holy Spirit and His enablement, as prophesied in Joel 2:28-29, fulfilled in Acts 2:4, and available for each of Christ’s Followers today for the proclamation and validation of the Gospel of Jesus Christ!
  • Through the utilization of various “Media” and Media Ministries!
  • Through seeking the unity of the body of Christ by bringing together Followers of Jesus from various denominational backgrounds for the purpose of combined worship, fellowship, networking, and ministry!


With these items in place, we seek to fulfill the vision the Lord has given us, and to become that Church Jesus described in Matthew 16 as a “Christ-Exalting; Holy Spirit-Empowered force; “that the gates of hell cannot resist” for the city of Knoxville and its surrounding communities!




Christ the Rock Church of God began September 12, 2004 in the living room of our Pastors, Steve and Kelley Gardner.  Shortly thereafter, we moved into the Disabled American Veteran's building in Fountain City.  In 2006, the Lord blessed us with a new building!


In 2006, we moved into our new building at 4306 Washington Pike in Knoxville Tennessee!  Since that time, we have been seeking ways to reach our community with the love and power of the Lord Jesus Christ and His message!


Now, the Lord has blessed us with yet another New Building!  A bigger and better building, located at 7321 Bell Road, Knoxville, TN. 37918.  This is truly a WONDERFUL BLESSING from the Lord to Christ the Rock Church of God!  Come and begin to be a part of making OUR history YOUR history........YOU ARE WELCOME AT CTR!

Want to know more about us?

Please call us at (865)806-4085  or fill out a contact form. Click   contact form.


Christ the Rock Church of God

7321 Bell Road 

Knoxville, TN 37918

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